We are always looking for ways to improve our products, and would like to hear from you if you have any comments or suggestions. In addition, we will be happy to clarify any information discussed in one of our products and assist you in that manner. This service does not, however, entail performing personalized research, providing opinions on specific fact patterns, executing calculations based on information you provide, or reviewing financial statements, tax returns, or calculations for specific fact patterns.

1. Your submission and use of the response of Gear Up to your submission is subject to the Terms and Conditions of this website.

2. While Gear Up uses reasonable efforts to include accurate and up-to-date information in our communications, Gear Up makes no warranties or representations as to the accuracy of our responses to your submissions. Gear Up assumes no liability or responsibility for any errors or omissions in these responses.

3. Your submission and use of Gear Up's responses are at your risk. Neither Gear Up nor any party involved in creating, producing, or delivering this website, its products, or Gear Up's response to your submission is liable for any direct, incidental, consequential, indirect, or punitive damages arising out of your access to, or use of, this website, your submission, or Gear Up's response. Without limiting the foregoing, everything on this website, within its products, or in Gear Up's response to your submission is provided to you "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. Please note that some jurisdictions may not allow the exclusion of implied warranties, so some of the above exclusions may not apply to you. Check your local laws for any restrictions or limitations regarding the exclusion of implied warranties. Gear Up also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect, your computer equipment or other property on account of your access to, use of, or browsing in this website or within its products, your downloading of any materials, data text, images, video, or audio from this website or its products, or receipt of a response from Gear Up to your submission.

4. Any communication or material you transmit to this website by electronic mail or otherwise, including any data, questions, comments, suggestions, or the like, is, and will be treated as, non-confidential and non-proprietary. Anything you transmit or post may be used by Gear Up or its affiliates for any purpose, including, but not limited to, reproduction, disclosure, transmission, publication, broadcast, and posting. Furthermore, Gear Up is free to use any ideas, concepts, know-how, or techniques contained in any communication you send to this website for any purpose whatsoever including, but not limited to, developing, manufacturing, and marketing products using such information.

5. Gear Up may at any time revise these Terms and Conditions by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the then current Terms and Conditions to which you are bound.